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Does Hyundai Finance Bad Credit?

2021 Hyundai Tucson dashboard

In need of a new car, but concerned about your credit score? Wondering if you can secure bad credit financing for a Hyundai in the Houston area? With Humble Hyundai, you don’t have to worry. Our team of friendly finance experts will work closely with you to figure out a plan you are comfortable with. Learn about your Hyundai finance options with Humble Hyundai.

Tips to Secure Bad Credit Financing in Houston

Having bad credit doesn’t automatically mean you won’t be approved for financing in the The Woodlands area. While you will likely have a higher down payment and an above-average interest rate, securing bad credit financing isn’t possible. Make sure you leave plenty of room in your budget, and keep these tips in mind.

  • Create your budget and assess your credit score. Go into the financing process with a set budget and knowledge of your credit score. Keep in mind that your credit score will take a hit from loan applications, so keep them within a 14-day period to limit potential damage to your score.
  • Explore your options. Don’t assume that the first financing option offered to you is the only one. Ask questions and see if there are other options available. Many dealerships work with multiple lenders.
  • Work on your credit. Revive your credit score before applying for a car loan. Use a credit card for small bills and immediately pay it off the credit card, for example.

 

Steps to Take When Applying for Hyundai Financing

Before you apply for financing, make sure to take the following steps to be completely prepared.

  1. Calculate how much money you can afford to pay each month based on your overall budget.
  2. Factor a larger down payment into your budget, if possible.
  3. Clean up your credit score, checking for mistakes.
  4. Don’t go overboard on the vehicle you select. Be honest with yourself about your situation and what you can afford.
  5. Consider lease deals, used car specials, and new car programs and incentives.
  6. Ask questions!

What is Hyundai Shopper Assurance?

Nervous about your car shopping experience? The Hyundai Shopper Assurance program is here for you, as it provides:

  • Complete price transparency, with MSRP listed clearly on the Hyundai website
  • Flexible test drive options, including Humble Hyundai or other locations in the Conroe area
  • Online paperwork completion
  • Three-day money back guarantee

Discover Your Hyundai Finance Options in Humble

Get in touch with Humble Hyundai today to begin exploring your Hyundai finance options, including bad credit financing if necessary. We look forward to putting you behind the wheel of a vehicle you love!

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